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Dishonest! 100% Premium Increase

I live in California. My dog Luna is an American Bulldog and she has been insured with Trupanion since she was 5 months old. Last month I submitted the first claim since she’s been insured. Weeks later, i got the rate increase e-mail…I went from $49 to $95!!! They say it's not based on claims ...

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2011/12/08 Trupanion Rate Increase No comments

Sudden Increase of 267% Premium

Exactly one year of having Trupanion was noticed that there would be a 267% increase in premium rate, which could be reduced by taking increased deductible. During the year they did pay claims timely as promised and were responsive. HOWEVER, personally feel victim of a bait-and-switch leaving me scrambling for another insurance carrier. Premium went ...

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2011/12/08 Trupanion Rate Increase No comments

Trupanion Criminal Rate Increase

Trupanion rate for my dog was $34 per month for a year no claims My dog is 1 and 1/2 years old . Now that want a criminal 120% increase to $75 per month. The contract states they increase with the cost of vet care. My vet said maybe 2% increase recently. PLEASE report them ...

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2011/12/08 Trupanion Rate Increase No comments

Tripled my premium after first year!!!! – Customer Review

Actual review from petinsurancereview.com "I have a horrible experience with this company and will be complaining to California insurance commissioner. I purchased the policy last year, bought the best available coverage with $0 deductible and 90% coverage. I did not file any claims and the company charged my credit card on a monthly basis. This week ...

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2012/01/06 Trupanion Rate Increase No comments

Trupanion Bait and Switch, Real Customer Review

This was posted on Petinsurancereview.com "Below is the email I received about a premium increase for my dog who is about 1.5 years old and has been insured for just over a year now. They are increasing my monthly premium from $39.68 to $68.10 which is nearly double!! This is unbelievable!! I am now realizing how ...

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2012/01/06 Trupanion Rate Increase No comments

MAKE SURE YOU SHOP AROUND

I have had Trupanion for over 15 months now- and only one claim for one dog- when my pup jumped off the back of the truck before we got the ramp down and he injured his back leg. This was a claim of under $280 and we have not been to the vet since. I ...

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2011/12/08 Trupanion Rate Increase No comments

Terrible Service and Rip Off

We got our pet insurance from trupanion for our two dogs. We have our pet insurance early this year (2011) and the only time we use our insurance is when both of our dog got ill. I sent them to the vet the first week I suspect they have kennel cough, so we don't have ...

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2011/12/08 Trupanion Rate Increase No comments

Be Very, Very Wary Of This Company!

When we got our adopted papillon mix, we noticed that his walk looked like a lady walking in heels....his back feet always crossed over each other. We never thought much of it. Last fall, he seemed to be in increasing pain and we thought he had hurt his back, so we took him to the ...

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2011/12/08 Trupanion Rate Increase No comments

Be Wary

I would ask that you be very careful before signing up. Their promise of not increasing premiums annually is bogus. My dogs' premium increased 52%. They do not do what they say they are going to do. My dog was enrolled at 8 weeks as a perfectly healthy pet. She was then spayed at an ...

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2011/12/08 Trupanion Rate Increase No comments

Is Pet Insurance Worth It?

I signed up for Trupanion when I purchased my Cavalier at 3 mos. I did my research and Trupanion seemed like you got the best coverage for the best rate. Woops! Fortunately, I had no claims during the first year. Trupanion states in all their literature that their rates only go up based on Vet ...

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2011/12/08 Trupanion Rate Increase No comments

Trupanion thumbs down

We have had a tough time with them - fighting for claims etc. And now they are increasing our rate by 65%. They say they can't help it, but I have never heard of insurance going up that much in one year. And our dog is only one year old. The reason I am on ...

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2011/12/08 Trupanion Rate Increase No comments

Ripoff – Raised Monthly Premiums 70% After 1 Year

This company raised my monthly premiums by 70% after the first year despite the fact that my dogs had not been sick, injured or diagnosed with any disease. They got perfect bills of health from vet check ups, were current on vaccinations and were not overweight. When I called to ask why the monthly premium ...

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2011/12/08 Trupanion Rate Increase No comments

unfortunate…

I have been happy with Trupanion in the past. I have had them as an insurance provider for my boxer for about 14 months now. Unfortunately, I got an email today saying that my premium is now going to be raised 120%. This seems outrageous to me seeing as I have been carrying their most ...

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2011/12/08 Trupanion Rate Increase No comments

Trupanion Review: Bait and Switch

So disappointed in this service. We started coverage on our dog 16 months ago when he was only 4 months old because if what they offered and because they were recommended by our vet. However, just like every other player in the insurance industry, they are only out screw you. The promise of no rate ...

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2011/12/08 Trupanion Rate Increase No comments

Always Found Ways to Avoid Paying Claims

I filed several claims with Trupanion. 1st was emergency for diarrhea and vomiting. They didn't pay because fecal test was negative for giadia and giardia was mentioned as possible cause($410.00). 2nd was for a few blood tests and Vet. visit to rule out hypothyroidism ($327.00). Again, they paid nothing. 3rd was for retained deciduous teeth ...

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2011/12/08 Trupanion Rate Increase No comments

Trupanion Customer Review: Liars!

I would NEVER recommend this insurance company to any pet owner. In the time we had this insurance we submitted two claims and with both claims they gave us any extremely difficult time and paid out nothing. We piad over $58 a month for our precious pug to help with vet bills when they arose ...

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2011/12/08 Trupanion Rate Increase No comments

Be upfront with coverage by breed

My premium after less than 1 year went up 202% - my vet costs over the past 4 years have not increased by more than 5%. Trupanion charges difernt premiums for different breeds but no where can I find any other statement other than they will only raise premiums when vet costs go up . ...

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2011/12/08 Trupanion Rate Increase No comments

Beware of Trupanion Pet Insurance. Bait and Switch

I purchased Trupanion Pet Insurance after asking a list of questions..One was, Will Rates Increase when my pet ages? I was assured by the Trupanion that rates would never increase as my pet ages. They might have minor rate increases for all members of only 5% every year or two. Not more than that she ...

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2011/12/08 Trupanion Rate Increase No comments

Major disapointment

There's a lot of confusion about how to submit forms, certificates and change the deductible. They draw you in very well at first then give you hard time about getting coverage. I've spoken to lovely people thee and very curt and snotty people as well. I'm looking into changing to a higher rated company before ...

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2011/12/08 Trupanion Rate Increase No comments

not happy pet owner

I first decided this time on trying trupanion insurance for my newfoundland that was about 10 week old and now he is 2 yrs old. i have never made a claim. i know they have raise the price 40.00 more. they say the never raise the price due to age, the raise it because Advancements ...

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2011/12/08 Trupanion Rate Increase No comments

The Netflix of Pet Insurance Companies

I signed up for Trupanion last year. At the time they were just pushing through a massive rate increase to certain customers, yet they were still offering me a decent rate. I asked them about that and they assured me that this was an unusual occurrence and that only certain outliers were affected. Now one ...

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2011/12/08 Trupanion Rate Increase One comment